Terms of Service

• "PropFi", "we", "our", or "us" refers to [PropFi Technologies FZCO or correct legal entity], including all services, smart contracts, and interfaces offered by the Platform.

• "User", "you", or "your" refers to anyone accessing or using the Platform, whether in an individual or entity capacity.

• "Property Shares" means tokenized representations of fractional ownership in real estate offered through PropFi.

• "NFT" or "Token" means a non-fungible or semi-fungible digital token, compliant with ERC-3525 or similar standard, representing a share in a property.

• "Virtual Asset" refers to any digital token, cryptocurrency, or blockchain-based asset used or distributed on the Platform.

To use the Platform, you must:

• Be at least 18 years old.

• Have full legal capacity under the laws of your jurisdiction.

• Not be a resident or citizen of a jurisdiction subject to comprehensive international sanctions or restrictions.

• Complete all applicable KYC/AML requirements and certifications.

PropFi is a blockchain-based investment platform enabling:

• Tokenization of individual properties or buildings.

• Investment in fractionalized real estate shares via NFTs.

• Distribution of rental income or resale proceeds via smart contracts.

• Secondary trading of property shares with verified users.

Note: PropFi does not act as a broker, financial advisor, or custodian. You retain full control of your digital assets.

• You are responsible for safeguarding your account credentials, including private keys, wallet passphrases, and any 2FA.

• PropFi does not store or manage your private keys and cannot recover lost access.

• You must notify us immediately if you suspect any unauthorized use of your account.

• All transactions are executed through self-custodial wallets (e.g., MetaMask, WalletConnect).

• PropFi has no access to your wallet or funds and cannot reverse transactions.

• You agree to be bound by the smart contract terms and token behavior as deployed on the Base blockchain.

You acknowledge and agree:

• Real estate investments carry risks including market fluctuations, illiquidity, legal exposure, and regulatory uncertainty.

• Tokenized assets may not have guaranteed resale value or secondary liquidity.

• Past performance does not guarantee future results.

PropFi may apply fees on:

• Initial share offerings.

• Secondary market transactions.

• Rental income distributions.

All fees will be disclosed in advance and may change from time to time.

• Users must complete identity verification (KYC) and adhere to anti-money laundering (AML) checks.

• We may require additional documents or freeze access in case of non-compliance or suspicious activity.

• PropFi complies with regulatory obligations under the UAE, including VARA and DMCC as applicable.

You agree not to engage in:

• Fraud, deception, money laundering, or financing of illegal activities.

• Circumventing share lock-up periods or secondary market restrictions.

• Attempting to access or modify smart contracts.

• Violating intellectual property or misusing platform branding.

• PropFi owns all content, designs, trademarks, and proprietary code unless otherwise stated.

• You may not use, reproduce, or redistribute any part of the Platform without written consent.

• PropFi may contain links or integrations with third-party services (e.g., wallet providers, data APIs).

• We do not endorse or control third-party content and disclaim liability arising from their use.

• We reserve the right to suspend, update, or discontinue any part of the Platform at our discretion.

• Users may experience downtime, feature changes, or smart contract upgrades.

The Platform is provided “as is” and “as available.”

We do not guarantee:

• Continuous uptime or bug-free operation.

• Investment performance or liquidity.

• Smart contract security beyond best-effort audits.

To the fullest extent permitted by law:

• PropFi is not liable for indirect, incidental, or consequential damages.

• Maximum liability for any claim is capped at the greater of $100 or the amount of fees paid by you in the last 6 months.

You agree to indemnify and hold PropFi harmless against any claims, losses, or legal actions arising from:

• Your use of the Platform.

• Your violation of these Terms or any applicable law.

• Your breach of any rights of a third party.

• All disputes shall be resolved by arbitration in Dubai, UAE under the rules of the [Dubai International Arbitration Centre or similar body].

• Users waive the right to participate in class action lawsuits or jury trials.

We may update these Terms from time to time. Material changes will be communicated via email or notification. Continued use of the Platform indicates acceptance of the updated Terms.

We may terminate your access to the Platform at any time:

• If you breach these Terms.

• If required by law or regulatory authorities.

• If your actions jeopardize Platform security or integrity.

For legal or compliance inquiries, contact us at: info@getpropfi.com